Part A is the hospital insurance component of Medicare. It covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services.
Part B is the medical insurance component of Medicare. It covers outpatient care, doctor visits, preventive services, and some home health services.
Part C is also known as Medicare Advantage. These plans are offered by private insurance companies and include the benefits of Part A and Part B, often with additional coverage such as vision, dental, and prescription drugs. See Medicare Advantage Plans below for more details.
Part D is the prescription drug coverage component of Medicare. These plans are offered by private insurance companies and help cover the cost of prescription medications. Part D can be added to Original Medicare (Parts A and B) or Medicare Advantage (Part C) coverage.
A Medicare Advantage plan, also known as Medicare Part C, is a type of health insurance plan offered by private insurance companies.
Medicare Advantage plans must provide at least the same level of coverage as Original Medicare (Part A and Part B), but many plans offer additional benefits and services such as:
Medicare Advantage plans may also have different costs than Original Medicare, such as monthly premiums, deductibles, copayments, and coinsurance.
A Medicare Supplement plan, also known as Medigap, is a type of private health insurance that helps pay for some of the out-of-pocket costs that Original Medicare (Part A and Part B) doesn't cover, such as deductibles, copayments, and coinsurance.
Medicare Supplement plans typically cover some or all of the following costs:
Medicare Supplement plans do not cover prescription drugs, you will need to enroll in a separate Medicare Part D plan for prescription drug coverage.
We understand that Medicare can be confusing and overwhelming, which is why we offer free, personalized consultations to help you understand your options and choose the plan that best meets your unique healthcare needs and budget.
During your consultation, we'll take the time to understand your healthcare needs and preferences, explain the different types of Medicare plans available, and answer any questions you may have. We'll work with you to find a plan that covers the services you need, with costs that fit your budget.